Kushner Law Group, PLLC
Kushner Law Group, PLLC
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2 things to keep in mind if you are accused of insurance fraud

On Behalf of | Dec 8, 2022 | White Collar Crimes |

If you lose your property (home or business) in a fire or sustain an injury in an accident that is not your fault, you may be entitled to compensation through your insurance claim. Depending on the nature of your claim, the insurance payout may cover your medical expenses, property damage, lost income and pain and suffering. 

Unfortunately, it is not uncommon for the insurance company to bring up claims of insurance fraud. If this happens to your case, it is in your very best interest that you know what to do, and what missteps to avoid.

Understanding insurance fraud

The insurance company can accuse you of fraud if they believe the information you provided during your claim was misleading or deceptive. For example, including preexisting conditions in your personal injury claim can be deemed misleading and, thus, an act of fraud. 

Here are two things you need to take note of if you are accused of insurance fraud in New York:

The fraud claim could be a tactic

While some people actually commit fraud while making their claims, this allegation could have more to do with your insurer than with you. Insurance companies are in the business to make profits, and disputing your claim with the goal of avoiding or minimizing your payout is usually part of their game. One way to deny your claim is to accuse you of committing fraud. 

Intent is crucial

If something in your claims papers is inaccurate, the insurance company might capitalize on it to proclaim fraud. However, it is important to understand that a simple error of judgment may not necessarily amount to fraud. Legally speaking, there must be intent for fraud to exist. 

Not many things are as unsettling as being accused of insurance fraud. And with so much in the line, knowing your legal options can make the difference when facing potential insurance fraud charges.